IDLC Finance PLC has closed the third-quarter of 2026 with a strong financial performance, reporting a consolidated Net Profit after Tax (NPAT) of Tk206.7 crore.
This indicates to a 17% increase year-on-year for the leading NBFI of the country.
The IDLC board of directors approved the financial statements for the Q3 2026, in the company’s 376th Board Meeting held at IDLC’s Corporate Head Office in Gulshan, Dhaka, on October 27.
Earnings per share (EPS) rose to Tk4.51 in Q3 2026 from Tk3.85 in the previous year’s Q3.
The company’s Return on Equity (ROE) increased to 12.24%, showing a strong indication of enhanced profitability and effective use of shareholder capital.
Return on Assets (ROA) improved to 1.51%, reflecting the company’s ability to generate higher returns from its asset base.
On a standalone basis, IDLC’s customer deposits grew steadily to Tk11,693 crore, while the company maintained a healthy loan portfolio of Tk12,045 crore.
The Non-Performing Loan (NPL) ratio was maintained at 4.09%, which is lower than the 4.71% ratio in Q3 2025, with a provision coverage ratio of 110%.
IDLC’s NPL ratio remains significantly below the industry average, demonstrating the company’s highly disciplined credit risk management practices.
It also proves IDLC’s commitment to protecting its balance sheet and maintaining long-term financial resilience amid market volatility.
Kazi Mahmood Sattar, chairman of IDLC Finance, said: “IDLC’s performance in the third-quarter of 2026 reflects the strength of a forward-looking approach to financial management, where sustainable profitability is reinforced by prudent risk governance and a long-term perspective on stakeholder value creation. As we look ahead, our priority is to build on this foundation through operational excellence, and strengthening IDLC’s role in the sustainable development of Bangladesh’s financial sector.”
M Jamal Uddin, managing director & CEO of IDLC Finance, also highlighted the company’s growth in profitability supported by its improved returns on equity and assets; and underlined IDLC’s sharp focus on business expansion with sustainability.
IDLC’s subsidiaries – IDLC Securities Limited, IDLC Investments Limited, and IDLC Asset Management Limited – simultaneously retained their progressive momentum in Q3 2026, contributing to the group’s robust financial outcomes and reinforcing its diversified business model.
